RemicoPay→
Live on Etherlink Testnet

Remittance meets
Stablecoin.

Send HKD to PHP in minutes — not days. Best exchange rates, zero hidden fees, permanently verifiable on Etherlink.

See how it works ↓

Exchange Calculator

Live Rate
HKD
$
0.00
PHP
₱
Exchange Rate1 HKD = 7.35 PHP
Fee (0.7%)7.00 HKD
Total Cost1,000.00 HKD
Features

Why choose RemicoPay?

Best Exchange Rates

RemicoPay consistently outperforms traditional banks by up to 5% on HKD→PHP. Below 1% fee per transaction fee.

Bank Rate1 HKD = 6.90 PHP
Fee~ $15.00
RemicoPay1 HKD = 7.35 PHP
Fee< 1%

Instant Confirmation

Transactions settle on Etherlink in under minutes — not several business days. Support emergency.

Traditional Bank3-5 Business Days
RemicoPay~1.2 seconds

Licensed & Secure

Every remittance verified on-chain and using HKMA-licensed stablecoin

HKMA Licensed
On-Chain Verification
Manifesto

Most remittance services are slow, hidden margins, and large fees.

We focus on: radical transparency.

Every transaction verifiable. Every rate published on-chain. Every peso accounted for.

MVP Testing

How it works.

01

Connect & Fund

Link your Web3 wallet and claim test HKDR stablecoins via the on-chain faucet. No bank account needed.

$
$
02

Send in Seconds

Enter the recipient's wallet address and HKD amount. Smart contracts handle conversion, fee deduction, and settlement automatically.

HKD
PHP
03

Verify On-Chain

Track every remittance by ID. Full transparency — from creation to completion — permanently recorded on Etherlink.

ETHERLINK

*Detail steps please refers to Github

Ultimate Goal

Built for real-world remittance between Hong Kong and Southeast Asia.

Target Users

Designed for domestic workers and migrant workers in Hong Kong sending money home.

Phase 1 - HK → PHP / IDR corridors
  • Simple mobile-first interface
  • Optimized for small and medium transfers

Easy Transfer

Send money using tools you already use.

Light KYC onboarding
  • Support Faster Payment System (FPS)
  • Fund transfers from any FPS-enabled bank or e-wallet
  • No crypto knowledge required
  • Simple HKD deposit to overseas payout

Stablecoin Settlement

Faster and cheaper global transfers.

Below 1% / transaction
  • Near-instant settlement on blockchain
  • Transparent on-chain verification
Team

The people behind.

Ahtasham Ahmed
Chen Boyu, Dave
Leung Man To, Thomas

Ahtasham Ahmed

Founder, CEO

Major in FinTech and Digital Innovation, Year 4 BAScT HKBU. #FinTech Intern at FORMS HK Built AI platform for 2,000+ employees. #Compliance intern at Kena Finance Prepared AML, Licensing and PDPO documentation.